Launch Date: December 1st, 2024
Launched!Participate in the First Onchain Lending Opportunity
Property Overview
Apartment Development Project
Location: 67 Claremont Rd, Bernardsville, NJ 07924, USA
RealNOI has placed a value on a ground lease for the preprty located at 67 Claremont Rd Bernardsville NJ. The property is currently occupied by a tenant who has been paying rent for over 30 years. The building is set to be developed into 24 apartments, a project worth over $30MM USD. As part of that the developers and tenants have a ground lease on the property underneath. The rent has annual escalations and starts at $251,000 a month. Over 20 years the total rent payments are over $7MM. We have priced this loan at $4.2MM.
Loan Progress: $0 raised of $4,200,000
0.00% funded
Invest & Participate in Presale
Your USDC Balance
$0
How Payments Work
Tenants Pay Rent
Tenants submit their monthly rent payment
Property Management Collects
Property managers process the rental payments
Converted to USDC
Payments are converted to USDC stablecoin
Monthly Distribution
Token holders receive their monthly distributions
Rental Payment History & Projections
Historical Monthly Rental Payments
| Year | Monthly Rent | Annual Rent |
|---|---|---|
| 2021 | $13,000 | $156,000 |
| 2022 | $15,333 | $183,996 |
| 2023 | $17,666 | $211,992 |
| 2024 | $20,000 | $240,000 |
Projected Rental Payments & Returns
| Year | Monthly Rent | Annual Rent | Token Book Value | Dividend Per Token | Return/Book Value | Cumulative Return |
|---|---|---|---|---|---|---|
| Year 1 | $21,000.00 | $252,000 | $1.00 | $0.06 | 6% | 6% |
| Year 2 | $21,698.25 | $260,379 | $0.92 | $0.06 | 6% | 12% |
| Year 3 | $22,820.67 | $273,848 | $0.85 | $0.07 | 8% | 18% |
| Year 4 | $23,598.83 | $283,186 | $0.78 | $0.07 | 9% | 25% |
| Year 5 | $24,356.42 | $292,277 | $0.72 | $0.07 | 10% | 32% |
Total Funding Amount: $4,201,282.54
Earnings Visualization
Annual Interest Per Token Over Time
Cumulative Return Over Time
Token Book Value Over Time
What Our CoLoaners Say
"RealNOI offers a unique way to diversify my lending portfolio. The returns are solid, and I appreciate the security of real estate backing."
Alex Martinez
Crypto Investor
"The platform is easy to use, and the transparency gives me confidence in where my assets are allocated."
Linda Chen
DeFi Enthusiast
"Integrating real estate into DeFi lending is brilliant. RealNOI has become a key part of my investment strategy."
Mark Davis
Institutional Investor
Frequently Asked Questions
What is RealNOI?
RealNOI is a DeFi lending platform where you can lend your assets to property owners secured by their future rental income.
How does lending work?
You provide liquidity in stablecoins to fund loans for property owners. In return, you earn interest payments derived from the rental income of the properties.
What are the risks involved?
While loans are secured by rental income, there are risks such as property vacancies or market downturns. We mitigate these risks through rigorous property vetting, diversification, and our proprietary algorithm that forecasts future rents and expenses.
How do I get started?
Click on "Start Lending" to sign up, verify your account, and begin exploring lending opportunities. Once registered, you can browse available properties, analyze ROI, and purchase RealNOI tokens to start earning rental income.
Is there a minimum amount to lend?
Yes, the minimum lending amount is $50 in USDC. This ensures meaningful participation and returns for our lenders, allowing you to build a diversified real estate portfolio over time.
How are rental incomes calculated?
We use a proprietary algorithm developed with over 30 years of property financial data to accurately forecast future rental incomes and expenses. This ensures that the rental streams are net of property expenses, providing a reliable income source for our investors.
What makes RealNOI different from traditional real estate investments?
Unlike traditional real estate investments that require property ownership and involve high barriers to entry, RealNOI allows you to earn rental income without owning property. Our platform offers a stable 5% return, high leverage financing options, and the ability to invest in diversified micro cash flow streams globally.
Can I invest internationally?
Yes, RealNOI is designed to be inclusive and accessible to international investors. By focusing on cash flows rather than ownership deeds, we remove traditional barriers, allowing you to invest in properties worldwide with ease.
How is the investment secured?
Investments are secured by the rental income streams of the properties. Our rigorous property evaluation process and diversification across multiple assets minimize risk, ensuring a stable and reliable return on your investment.