Earn Returns by Lending Against Real Estate Income Secure and Transparent.

Diversify your portfolio by lending to property owners secured by future rental income streams.

Rental properties

Breaking Barriers in US Commercial Real Estate

Let's face it. The US commercial real estate market has big fences up, making it hard for non-US citizens to invest. We all know that US multifamily is one of the safest places to earn a return for a long time. So how do we jump those fences? RealNOI does that.

We don't buy properties; we buy the rental income. Why? Because that's where the money and the returns are. We take full control of the income and offer our investors the opportunity to become CoLoaners. That protects our clients and gives them more than just today's income—we capture all the rental increases as they come. So your investment grows.

How RealNOI Operates

Our streamlined process makes real estate investing accessible and profitable

RealNOI Takes Control of Rental Income

REALNOI takes full control of the income from the property who took the loan for a specific time period of 20 years. As rents increase, so do your returns, ensuring your investment grows.

Expense Management

We manage all property expenses and ensure they're paid promptly. The remaining balance is distributed to our Co-owners, providing you with a steady income stream.

Purchase Tokens and Earn

Become a Co-owner by purchasing tokens. Receive your share of the leftover rent every month, with returns growing as rental income increases.

Loan Amount Calculation

We analyze fees, past performance, and market conditions to project future rental streams and determine optimal loan amounts for maximum returns.

Flexible Exit Strategy

List your token for sale on our platform anytime. There are always individuals looking to invest, ensuring liquidity and flexibility for your investment.

Real Estate Banking Power

Leverage 20 years of rising rents with monthly income starting at just $50. Our robust platform provides true banking power backed by real assets.

Why Choose RealNOI?

Discover the benefits that set us apart in the real estate lending market.

Secured by Real Estate

The underlying cash flow is secured by US real estate initially. As we expand, we will include other well-known markets like London or Hong Kong.

Cash Flow Income

Income is always greater than purchase – because we discount the cash flow, the market purchase will always exceed the amount of tokens that were issued for that period.

Open To Everyone

Foreigners can invest in the US without hassle, broadening your investment opportunities globally.

Comfort of Flexibility

Market makers enable you to exit the market quickly. Liquidity is ensured by the portable and tradable nature of our tokens.

US Market Size

The US commercial real estate market presents a significant opportunity for investors.

YearU.S. ($Mil.)Non-U.S. ($Mil.)Global ($Mil.)Agency ($Mil.)CDO ($Mil.)
199956,556.09,085.065,641.01,678.9548.3
201010,882.82,983.413,866.223,914.17,504.4
201876,978.85,981.682,960.495,295.614,304.9

The Benefits

How RealNOI Token Investors Benefit!

  • Secured by Real Estate

    The underlying cash flow is secured by US real estate initially. As we expand, we will include other well-known markets like London or Hong Kong.

  • Cash Flow Income

    Income is always greater than purchase – because we discount the cash flow, the market purchase will always exceed the amount of tokens that were issued for that period.

  • Open To Everyone

    Foreigners can invest in the US without hassle, broadening your investment opportunities globally.

  • Comfort of Flexibility

    Market makers enable you to exit the market quickly. Liquidity is ensured by the portable and tradable nature of our tokens.

What Our CoLoaners Say

"RealNOI offers a unique way to diversify my lending portfolio. The returns are solid, and I appreciate the security of real estate backing."

Alex Martinez

Crypto Investor

"The platform is easy to use, and the transparency gives me confidence in where my assets are allocated."

Linda Chen

DeFi Enthusiast

"Integrating real estate into DeFi lending is brilliant. RealNOI has become a key part of my investment strategy."

Mark Davis

Institutional Investor

Frequently Asked Questions

What is RealNOI?

RealNOI is a DeFi lending platform where you can lend your assets to property owners secured by their future rental income.

How does lending work?

You provide liquidity in stablecoins to fund loans for property owners. In return, you earn interest payments derived from the rental income of the properties.

What are the risks involved?

While loans are secured by rental income, there are risks such as property vacancies or market downturns. We mitigate these risks through rigorous property vetting, diversification, and our proprietary algorithm that forecasts future rents and expenses.

How do I get started?

Click on "Start Lending" to sign up, verify your account, and begin exploring lending opportunities. Once registered, you can browse available properties, analyze ROI, and purchase RealNOI tokens to start earning rental income.

Is there a minimum amount to lend?

Yes, the minimum lending amount is $50 in USDC. This ensures meaningful participation and returns for our lenders, allowing you to build a diversified real estate portfolio over time.

How are rental incomes calculated?

We use a proprietary algorithm developed with over 30 years of property financial data to accurately forecast future rental incomes and expenses. This ensures that the rental streams are net of property expenses, providing a reliable income source for our investors.

What makes RealNOI different from traditional real estate investments?

Unlike traditional real estate investments that require property ownership and involve high barriers to entry, RealNOI allows you to earn rental income without owning property. Our platform offers a stable 5% return, high leverage financing options, and the ability to invest in diversified micro cash flow streams globally.

Can I invest internationally?

Yes, RealNOI is designed to be inclusive and accessible to international investors. By focusing on cash flows rather than ownership deeds, we remove traditional barriers, allowing you to invest in properties worldwide with ease.

How is the investment secured?

Investments are secured by the rental income streams of the properties. Our rigorous property evaluation process and diversification across multiple assets minimize risk, ensuring a stable and reliable return on your investment.